This website is operated by Iam Covered Ltd (details below).
Your attention is drawn to the Contact Us page
This Website is only intended for use by residents of Great Britain or businesses which are incorporated in or have their principal place of business in Great Britain. If you do not fall into one of these categories, you are not authorised to use the Website.
OUR OBLIGATION TO YOU
- exercise reasonable care in maintaining our website;
- use reasonable efforts to make our website available to you at all times; and
Access to our website may be suspended temporarily or permanently without notice.
We do not represent or warrant that in relation to our website or any part of it:
- access will be uninterrupted, reliable or fault free;
- any of its contents will be accurate, complete or reliable;
- any services (whether or not provided by us) will be provided with due care and skill.
To the extent permitted by law, we exclude all liability (whether arising in contract, tort or otherwise and whether or not due to our negligence) which we may otherwise have to you as a result of:
- any technical, factual, textual or typographical inaccuracies, errors or omissions on or relating to our website or any information on our website;
- the unavailability of our website (or any part of it);
- any delay in providing, or failure to provide or make available, services or any negligent provision of service
- any damage or viruses which may affect your computer equipment or other property on account of your access to, use of or downloading from our website;
- any losses or damages arising out of changes made to the content of our website by unauthorised third parties; or
- any misrepresentation on or relating to our website or the services (other than a fraudulent misrepresentation made by us or on our behalf).
None of the exclusions or limitations in this paragraph shall exclude or restrict our liability for death or personal injury caused by our negligence.
The materials on our website do not constitute financial or other professional advice. Please visit www.moneyadviceservice.org.uk or contact your Independent Financial Adviser or other professional adviser for financial or other advice.
REGISTRATION ON THE WEBSITE
If at any time on the Website you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party. We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these Terms. If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at email@example.com
INTELLECTUAL PROPERTY RIGHTS AND LICENCE
All rights in the design, text, graphics and other material on our website and the selection or arrangement thereof are the copyright of us or other third parties. Permission is granted to electronically copy and print in hard copy portions of our website solely in connection with the acquisition of services through our website. Any other use of materials on our website (including reproduction for purposes other than those noted above and alteration, modification, distribution, or republication) without our prior written permission is strictly prohibited.
All trademarks, product names and company names or logos used in our website are our property or that of their respective owners. No permission is given by us in respect of the use of any such trademarks; get-up, product names, company names, logos or titles and such use may constitute an infringement of the holder's rights.
No document or related graphics are to be modified in any way.
Any rights not expressly granted in these terms are reserved.
Intellectual property rights in all software and documentation supplied by us for your use in connection with the website remain our property or that of our licensors.
YOUR SUBMISSIONS TO OUR WEBSITE
We will use contact information from any enquiry to deliver information to you and to get in touch with you when necessary.
We may use your information for any purpose including (but not limited to) reproduction, transmission, disclosure, publication, broadcast and posting.
We may also use any ideas, concepts, techniques or know-how contained in your information for any reason including (but not limited to) developing, manufacturing and marketing our website and our services.
LINKS TO THIRD PARTY SITES
This Website may contain hyperlinks to websites operated by other than Iam Covered Ltd. Such hyperlinks are provided for your reference only. Iam Covered Ltd does not control such websites and is not responsible for their contents. Iam Covered's inclusion of hyperlinks to such websites does not imply any endorsement of the material on such websites or any association with their operators.
EVENTS BEYOND OUR CONTROL
APPLICABLE LAW AND JURISDICTION
Iam Covered Ltd is authorised and regulated by the Financial Conduct Authority. Financial Services Register Number: 927988
You can check the above information on the FCA's website or by contacting the FCA on 0800 111 6768 .
Iam Covered Ltd.
Company Registration number: 12458374
Ask House, Northgate Avenue, Bury St. Edmunds, Suffolk, United Kingdom, IP32 6BB
Ask House, Northgate Avenue, Bury St. Edmunds, Suffolk, United Kingdom, IP32 6BB
ADMINISTRATORS REGISTERED ADDRESS:
Global Insurance Management Limited, Eaton House, 1 Eaton Road, Coventry, West Midlands, CV1 2FJ
Payments will be collected by Global Insurance Management Limited, who is Iam Covered’s policy and claims administrator
Global Insurance Management Limited is authorised and regulated by the Financial Conduct Authority.
Financial Services Register Number: 311911.
YOUR RIGHT TO CANCEL / REFUND POLICY
Within the "cooling off period" - if, after buying a Mechanical Breakdown Insurance policy from Iam Covered, you decide that you do not want the policy after all, simply contact Global Insurance Management Limited within 30 days from receipt of your policy document and, subject to you not having made a claim, Global Insurance Management Limited will cancel all cover. Global Insurance Management Limited will give a full refund of any premium you have already paid within this period.
Outside the "cooling off period" - if you decide to cancel at any time after the initial 30 day cooling off period, any refunds will be made on a pro-rata basis providing you have not made a claim. An administration fee of £30 plus VAT will apply.
For cancellations, please phone 024 7699 7620 or alternatively email; firstname.lastname@example.org
All transactions are protected by 128 bit SSL encryption software, as verified by VERISIGN. We use WorldPay as our Payment Gateway provider.
Global Insurance Management may contact your bank & the relevant authorities if they suspect any card details or transaction to be fraudulent. This may delay orders but is carried out in the interest of Global Insurance Management & the genuine cardholder.
All information that you supply Global Insurance Management with is stored on their secured servers. Any payment details will be encrypted using SSL technology to prevent unauthorised access. Iam Covered do not keep financial details such as our customers’ bank details and card numbers on our servers. These details are handled by Worldpay and are one of the most trusted organisations for payment gateway services.
Due to the open communication nature of the Internet, we cannot guarantee that communications between you and us, or information stored on our servers, will be free from unauthorised access by third parties.
If you have any concerns about material which appears on our site, please contact iam covered Ltd via email or in writing.
Insured warranties for cars, vans, motorcycles, motorhomes and touring caravans.
The extended warranty market-place’s reputation has suffered in the past from some providers avoiding genuine and reasonable claims. Extended warranties are all about peace of mind, but if you can’t trust your provider to be there for you when you need them, then that peace of mind you’re paying for can easily turn into stress.
Let’s be realistic, any time a provider covers a repair, they lose money. While reputable extended car warranty companies make provision for claims and accept their responsibilities to you. Untrustworthy providers will do everything they can to avoid paying up, leaving you to foot the bill for costly repairs on top of the premium you’re paying for your extended warranty coverage. It’s Important to make vitally sure that the contract you invest in is an Insurance policy, and no other. Few warranty providers offer you a fully insured Mechanical Breakdown insurance policy. With this type of policy you have the protection of the Financial Conduct Authorities stringent regulations. Plus in the event you feel you need to complain then you have the mediation services of the the Financial Ombudsman. Your policy is independently administered and fully underwritten separately to the warranty provider who you purchased from.
Very simply, we will only offer you a fully insured vehicle warranty policy. You can be completely at ease in the knowledge that you’ve invested wisely and that the level of cover and premium paid is administered on our behalf by Global Insurance Management Ltd. You have a Mechanical and Electrical failure insurance policy, and in the case of leisure vehicle’s also includes habitation cover at no additional cost to you. Your policy is underwritten by Arch Insurance (UK) Limited and fully meets with the FCA’s regulations. You can be totally assured that any number of claims on your part is evaluated and authorised independently of Iam Covered Ltd. Your policy T&C’s has been set out and approved by Arch Insurance (UK) Limited and in our opinion provides you with the best level of cover available given the premium paid.
Our Mechanical and Electrical failure insurance policy will serve you well and provide you with peace of mind. Through Arch Insurance (UK) Limited , we provide 5 levels of cover that is tailor-made to suit the type of vehicle(s) you own. Car, motorcycle, van, motorhome or touring caravan. The small print is minimal, day one cover, no limit to the number of claims, so long as the total of all claims doesn’t exceed the value of your vehicle. And you choose the repairer you wish your vehicle to be repaired by.
If you want to purchase extended vehicle protection from a reliable company, Iam Covered ..have you covered.